Instant Saver | Premier Banking | NatWest International

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Man and Relationship Manager having a meeting

Instant Saver

Instant access to your savings

Apply for an Instant Saver Compare our savings accounts

You must be 16 or over to apply for an Instant Saver. The interest rate is variable, so it can go up or down.



Stay in control of your savings
Instant access account



Savings on the move
With our mobile banking app



Manage your account your way
Online, in branch or by phone

Premier Banking Instant Saver

Our Instant Saver account lets you move money in and out easily.

Keep track of your balance with our mobile app that let's you make transfers and manage your money on the go.

Have access to your savings whenever you need them.

Man and Relationship Manager meeting over coffee

What is the interest rate?

 

Balance Annual Equivalent Rate (AER) Gross Rate
£1+ 0.45% 0.45%





Interest is calculated daily and paid monthly directly into your account.

The interest rate is variable, so it can up as well as down.

What would the estimated balance be after 12 months based on a range of deposits?

Initial deposit at
account opening		 Balance after 12 months Interest earned
£1,000 £1,004.51 £4.51
£25,000 £25,112.73 £112.73
£100,000 £100,450.93 £450.93

These are only examples and do not take into account your individual circumstances.

They assume that no further deposits or withdrawals are made; there is no change to the interest rates and tiers; and any interest earned stays in the account.

Add your signposting title here… Frequently asked questions

  • How do I open and manage my account?

    How do I open and manage my account?

    You must be aged 16 years or over to open an account.

    You can open and manage your account online, in branch or by contacting your Relationship manager.

    You can pay money into your account at one of our cash deposit machines.

    No minimum deposit is needed to open the account and you do not need to pay money in on a regular basis; and there is no maximum balance limit.

  • Can I withdraw money?

    Can I withdraw money?

    Yes. You do not need to give notice to withdraw money.

    You can withdraw money:
    •  in branch
    •  by transfer to any other account based in the UK (online, by telephone or on the mobile app)

    There are daily limits on the amount you can transfer from your account online, by telephone or mobile banking.

  • Can NatWest International change the interest rate?

    Can NatWest International change the interest rate?

    Yes, the interest rate is variable.

    The rate may be changed for any of the reasons set out in Term 10.3 of the Personal Banking Account Terms and Fees e.g. to take account of Bank of England's base rate changes or changes in the rates paid by other banks.

    If the rates are going downwe'll give you at least 60 days' notice. If they are going up, we'll inform you before the change or shortly afterwards. 10.4 of the Personal Banking Account Terms and Fees contains details of the notice we'll give you.

Definitions

Annual Equivalent Rate (AER) - This is a notional rate used for interest bearing accounts which illustrates what the gross credit interest rate (excluding any bonus interest payable) would be if paid and compounded on an annual basis. It helps you to compare the effective rates of credit interest on different accounts.

Gross Rate - This means the interest rate you are paid before the deduction of tax.

Premier Banking We're here to help...
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Premier Banking team Get in touch

To speak to a member of the Premier Banking team please call:


Jersey: 01534 282961
Guernsey: 01481 703870
Isle of Man: 01624 697741
Gibraltar: 00350 200 52761

Lines are open Monday to Friday 9am-5pm except bank holidays. If outside of these hours, please leave a message and we will call you back as soon as possible.

Not a Premier Banking customer?
You can find out more about becoming a Premier Banking customer on the Our Service page.

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